DADCOVER
Protect your family.
Life insurance
for Dads.
If you were to pass away tomorrow, would your family still be financially secure? If the answer is no, then we're here to help.
Trusted? Check.
We work with real, full-blown financial advisers who are FCA registered firms - not dressed up salesmen. It's our job to help find you suitable life insurance, so you can protect your family. We work from the North East over email, the phone and even through a video-call if you like!
† NO SMALL PRINT - We only work with firms authorised to deal with you directly so your details don't go anywhere else. Unlike TOM, Dick or Harry - we're not in the business of selling your details.
So why do Dads need life insurance?
Dying is never one of your top priorities. But learning that 65 children every day** lose a parent they rely on financially, shows it sadly happens, a lot.
Life insurance means that if anything was to happen to you, there is a lump sum that pays out to whomever you financially support, such as your wife and children. Having insurance means you've protected your clan and they don't have to ever worry about money.
Children have lost a parent this week.
Who are we?
DADCOVER work with life insurance specialists. Behind the scenes they're full-sized professional financial planning firms, working to the highest standards set by the CII (Chartered Insurance Institute). Using our streamlined DADCOVER service, you can get a free quote faster than the kids can climb up the stairs. So you can be safe in the knowledge that the advisers do the hard work themselves, with no sales pressure or targets. Your details stay within the DADCOVER network of advisers, simple.
Anyone can use us to find life insurance, all it takes is a quick chat with our DadBot, then one of our associated FCA registered advisers can talk you through your needs, answer all your questions and give you proper independent advice on what's best to help protect your family.
Questions? Here are the answers.
It's free to get life insurance quotes through DADCOVER. All the quotes are provided on a no-obligation basis. Real simple.
As for how much life insurance could cost, it could be the same each month as a couple of coffees or a few beers depending on your needs. Just like a coffee or beer, the life insurance premiums can stay the same, decrease or even increase every so often depending on the policy type. The advisers will help and recommend what's best for you to protect your family.
Did you remember to sort yoghurt pots for recycling?
"Errr, of course?"
We've all told the odd white lie, but when it comes to life insurance - you need to tell the absolute truth. A new year cigar last year? Mention it.
The times that life insurance companies do not pay out is when you are not completely open and honest during the application process. We can not stress this enough.
When you lose a Dad, it sucks. But losing a Dad, the old family home, the cars which took them to clubs along with all the other things he used to pay for all at the same time sucks on a completely new level.
Having adequate and appropriate protection in place can help provide a real safety net to your family.
Great! You're halfway there - most insurance policies are set up to pay off the mortgage and do not consider everything else so DADCOVER can certainly help.
The advisers in the DADCOVER network like to take a wide-eyed approach to find the best policy for you. They can help advise on things such as paying Uni fees for the kids, making sure the bills are paid for the next 3, 5 or even 10 years and the weekly food shop is covered to feed your clan.
That's why it's best to talk to them about your current arrangements and if they can help ensure your family is protected beyond just a roof over their heads.
Life insurance is to protect your family - no matter if you rent or own. So you should talk to the adviser about life insurance to help cover the cost of renting for the next 3, 5 or even 10 years.
The advisers in the DADCOVER network like to take a wide-eyed approach to find the best policy for you. They can help advise on things such as paying Uni fees for the kids, making sure the bills are paid for the next 3, 5 or even 10 years and the weekly food shop is covered to feed your clan.
That is why it's best to talk to them about your current arrangements and if they can help ensure your family is protected beyond just a roof over their heads.
We all know that smoking is bad for you and your family's health, and sadly it’s a contributor to disease and death for many people. So that's why insurance companies need to know if you do or do not smoke as you're at a greater risk of death.
You may still be able to get life insurance, but you have to be 100% honest. Because if you're not the insurance will be invalid and may not pay out upon your death.
There are a couple reasons you need to speak to someone on the phone.
Firstly, unlike other insurances where there could be a few thousand pounds a risk - with life insurance, we’re regularly talking about a quarter of a million or more. For that reason, life insurance companies like to have a recorded conversation to make sure you are who you say you are should there be any disputes if a claim arises.
Secondly, speaking to a real financial adviser on the phone makes a lot of sense. It ensures that your needs are fully recognised and you get the right cover for you and your family.
Yes, DADCOVER was built and contiunes to be managed by a group of Dads rooted in the North East. Our backgrounds were in technology and insurance, meaning our expertise helped to put this together to help other dads.
We're a UK registered firm over at FS Innovation Ltd, company number 11703883 - (See us on Companies House). With this in mind, we sought out to work with some of the most reputable and longest sering financial advice firms around the UK. We do not work with anyone and hand select the advisers to ensure quality - your details do not pass to an open market.